Required Documentation

To determine whether we can finance an auto loan, we require:

  1. A completed Tri-State loan application (PDF). Our loan application collects standard vehicle information, including the year, make, model, trim, exact mileage and VIN of the car you're selling.
  2. A completed customer credit application (PDF).
  3. Support documentation including but not limited to:
    1. A copy of a valid driver's license
    2. A recent phone or utility bill with a current address
    3. A least two current pay stubs (in most cases, we will call to verify your customer's employment)
    4. A current bank statement
    5. Written evidence of full coverage auto insurance
    6. Two to three personal references (names, phone numbers and addresses)

Please use Credit Application Requirements as a guide to avoid having your application delayed or denied.

How to Submit a Loan Application

Tri-State Credit Corporation is available on DealerTrack. Otherwise, you may complete and fax the completed documentation to: (856) 839-4206.

We understand that time can play an important role in closing a sale. If all the appropriate information is provided, our account managers can process your loan application within one business hour in most cases.

Please note, our regular business hours are Monday through Friday, 9:00 am to 5:00 pm, Eastern Time (ET). If we receive an application after 4:00 pm ET or on Saturday, it will be promptly processed on the next business day.

Discount Fee

We charge a 5% discount fee on the contract price, up to a maximum of $595. We offer promotional discounts on our fees at different times of the year.


Please feel free to contact us at (856) 262-3390.